Event Calendar

Events for Thursday, June 14, 2012

University Heights Architectural Review Board Meeting
8:00 AM

Location:
Council Chambers, City Hall, 2300 Warrensville Center Road
Click here for more information
University Heights Architectural Review Board Meeting
8:00 AM

Location:
Council Chambers, City Hall, 2300 Warrensville Center Road
Click here for more information
1st Annual Hillcrest Area Rhythm 'N Ribs Rib Cook-Off & Concerts
4:00 PM - 11:00 PM
This family fun event will be held June 14 – 17, 2012 in the Sears parking lot at Richmond Town Square.
Professional rib vendors will come together and compete for best ribs and best sauce. There will be something for everyone. We will offer an amusement area with rides & games, 7 rib vendors, festival foods, and top-notch entertainment.

Location:
Richmond Town Square mall
691 Richmond Road, Richmond Heights
Foreclosure Prevention Resource Fair
4:00 PM - 8:00 PM
June is National Homeownership Month. Yet the foreclosure crisis has made homeownership a fragile prospect for many families across northeast Ohio.

In April there were more than 2,000 homes in foreclosure in Cuyahoga County alone. That is why local housing counseling agencies want to remind homeowners that there is FREE help available to help them hold on to their American Dream.

Throughout the month of June struggling homeowners can get free advice and assistance from local HUD-approved, non-profit foreclosure prevention counselors at special foreclosure prevention outreach events.

Euclid

June 12, 4-8:00 p.m.

Euclid Library

631 East 222nd Street

Euclid, OH 44123

South Euclid

June 14, 4-8:00 p.m.

Community Center

1370 Victory Drive

South Euclid, OH 44121

Parma

June 19, 4-8:00 p.m.

Senior Center

6611 Ridge Road

Parma, OH 44129

Lakewood

June 21, 4-8:00 p.m.

University of Akron Lakewood

1415 Warren Road

Lakewood, OH 44107

Garfield Heights

June 26, 4-8:00 p.m.

Word of

Righteousness

Family Life Center

13455 Dressler Ave

Garfield Heights, OH 44125

Whether they’ve lost their job, suffered an illness, death of a spouse or some other form of financial difficulty there is often a way to keep borrowers in their home. At the events they can sit down and talk one-on-one with local counselors who are trained to help them find the right solution for their individual needs. Services offered will include:

Foreclosure prevention counseling
Homebuyer education
Financial counseling and education
Delinquent property tax solutions
In addition to housing counselors, representatives from the following lenders will be on hand to assist customers directly:

JPMorgan Chase
PNC Bank
First Federal of Lakewood
Fifth Third Bank
Wells Fargo
Bank of America
No appointment is necessary and all counseling services are absolutely free.

In order to get the most out of their visit to the foreclosure prevention events homeowners are recommended to review the attached document checklist and bring materials to help counselors and lenders determine for which programs they qualify. Documents include proof of income, expenses, taxes and insurance, mortgage and bank statements.

For more information about the foreclosure prevention events, the services available and local housing counseling agencies homeowners can contact any of the agencies listed below or call United Way 2-1-1 First Call for Help.

###

Neighborhood Housing Services of Greater Cleveland

216-458.HOME (4663)

Cleveland Housing Network

216-881-8443

Community Housing Solutions

216-921-9100

Empowering and Strengthening Ohio’s People

216-361-0718

Home Repair Resource Center

216-381-6100


Homeowner Document Checklist

We cannot accept original documents. We cannot make copies for you. You must provided single sided, unstapled copies of each document listed.



Income

Paystubs showing year to date earnings for all jobs for the last eight (8) weeks for all wage earners living in the home
Unemployment insurance benefits
Determination of Unemployment Compensation Benefits document from ODJFS (initial award letter) with benefit year beginning and ending dates
Last 8 weeks of Unemployment Benefit Payment statements and/or payment summary from ODJFS
Most current Social Security and/or pension award letters
Most current food stamp verification
Alimony/child support payment verification
Self-employed and/or landlords
Profit/loss statement for past 6 months—signed and dated
Signed lease agreement
Federal income taxes

Filed federal 1040s (signed) and all schedules from most recent 2 years
W-2s and 1099s for past 2 years
Property tax and homeowner insurance

County property tax bill or tax bill summary from county auditor’s website for current year
Declarations page of your current homeowners insurance policy
Mortgage

Most recent monthly statement from your mortgage company
If you are in foreclosure please request a Reinstatement Letter (states past due balance) from lender or lender’s attorney
Mortgage (filed with your county recorder)—this is the document that secures your house as collateral that was signed when you closed on your loan. At a minimum, we need the following 3 pages: first, signature, and that which contains the legal description of the property
Bank Statements

All pages (even if blank) of last 2 months checking and savings account statements. Statements must include name, address, account number, account type, statement period date, and deposit transactions
If you do not have a checking account you must provide a signed statement indicating this
Self-employed and/or landlords - Most recent 6 months business and personal checking and savings—all pages (even if blank)
Utility Bill

Current gas or electric bill (all pages)
Hardship

Hardship Letter—a brief, signed, dated, and detailed account of what event(s) occurred that has resulted in your inability to maintain your current mortgage payment
Documents verifying event(s) which created hardship e.g., medical bills, divorce decree, disability determination, etc.
Bankruptcy

Reaffirmation Agreement--If you filed a Chapter 7 Bankruptcy and reaffirmed your current home loan
Notice of discharge of Chapter 7 and/or 13 bankruptcy filings which were filed after loan was closed
Restoring Stability application

Complete and print the PDF generated by the website. Spouse’s information must be included and they must sign all documents, even if he/she is not a co-borrower. Go to www.restoringstability.org for information and to begin.
Loan origination documents—if available

HUD-1 Settlement Statement
Truth-in-Lending Disclosure
Good Faith Estimate
Location:
Community Center
1370 Victory Drive
South Euclid, OH 44121
Click here for more information
Taste of The Heights
6:00 PM - 9:00 PM
Where local restaurants and live music meet an undeniable community cause. Sample specialties from more than 20 restaurants, listen to the cool evening sounds of Hubb's Groove, buy raffle tickets to win great prizes, enter our first pool tournament and enjoy beer, wine or your favorite cocktail mixed by neighborhood bartenders.
Buy tickets at http://heightsyouthclub.org/events.asp
Location:
Heights Youth Club 2065 Lee Rd., Cleveland Heights, OH 44118
Click here for more information
Reading Yoga with YANA; Yoga Chudamuni Upanishad with Atmadarshan
8:00 PM - 9:00 PM
Stretch your mind as well as your body! Every month, a senior teacher facilitates an exploration of a key text from Satyananda's Yoga Publications Trust.

The Yoga Chudamuni Upanishad is called the Crown Jewel of Yoga. It expounds upon concepts important to you as a yoga student: kundalini, chakras, nadis, and higher practices of yoga to gain full health and enlightened states of mind. Sannyasi Atmadarshan will lead you through the Introduction, which explains what an Upanishad is and outlines the techniques presented in this volume.

No need to own or read the book, although reading any part of it ahead of time will allow you to ask questions on areas that most interest you.

Yoga Alliance CEUs are available

$10 suggested donation for the Yoga Academy of North America (YANA), sponsor of the event. Learn more about YANA at yogaacademyna.org
Location:
Atma Center – Yoga for EVERY Body
2319 Lee Road
Cleveland Heights, OH 44118
(216) 371-9760

Find us on Facebook!
Click here for more information